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Bank of Finland Bulletin - Articles on the economy from the Bank of Finland

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    Middle East crisis has driven up oil and natural gas prices substantially

    Credit risks and investor concerns about volatility have increased in securities markets

    Geopolitical and economic uncertainties have risen substantially

    Housing sales and mortgage lending in Finland have turned downwards again

    Housing prices have declined for a longer period but at a slower rate than during the early 1990s recession

    Financial system’s vulnerabilities: extent and expectation

    Nordic banks’ capital position and profitability good despite decline in interest income

    Finnish households’ debt burden has decreased but is still large in 2026

    Housing prices have fallen in the same periods in which interest rates have risen

    Finland is still a country of variable rate mortgages

    Proportion of non-performing loans: significant differences between sectors and industries

    Nordic countries’ sovereign credit risks have remained low based on credit default swap (CDS) spreads