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Bank of Finland Bulletin - Articles on the economy from the Bank of Finland

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Bank of Finland Bulletin - Articles on the economy from the Bank of Finland

  • Suomeksi
  • Bank of Finland
  • Media

  • Home
    • Finnish economy
    • Money and payments
    • Financial stability
    • Monetary policy
    • International economy
  • Blogs
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    Money and payments

    We cover developments in money, payments and payment systems in Finland and Europe. Topics include the availability of cash, payment security, payment fraud, the digital euro, and the functioning of payment and settlement systems. The Bank of Finland contributes to ensuring that money flows reliably, also in a changing operating environment.

    Analysis
    Analysis Published on 05.06.2026
    • Money and payments
    • Anja Harju

    Significant differences across industries and regions in the costs of processing cash

    Acceptance of cash as a means of payment is still important in the Finnish retail trade. The acceptance of cash in shops and various services ensures, in particular, the transactions of customers who do not have access to electronic means of payment or do not want to use them. It also ensures that consumers can pay for their purchases also when electronic payment systems are not available.

    • Analysis
      Analysis Published on 13.06.2025
      • Money and payments
      • Johanna Schreck
      • Miki Kuusinen
      • Maria Huhtaniska-Montiel

      What should be done to improve the autonomy of European retail payments?

      Europe needs its own means of retail payment and more competition. Whereas domestic payment solutions have emerged in Europe, in Finland payment is almost entirely dependent on international card payments.

    • Analysis
      Analysis Published on 13.06.2025
      • Money and payments
      • Atte Valtanen

      Role of cooperation highlighted amid escalating global tensions

      Finland has a long-standing tradition of building preparedness across the sectors in society. The comprehensive approach to preparedness supports the resilience of the financial sector and society as a whole. In preparedness work, Finland needs Europe and Europe needs Finland.

    Analysis
    Analysis Published on 14.07.2021
    • Money and payments
    • Jenni Liikanen
    • Kari Takala
    • Meri Sintonen
    • Matti Hellqvist

    COVID-19 pandemic causing permanent change in payment habits

    Analysis
    Analysis Published on 14.07.2021
    • Money and payments
    • Anne Wirtavuori
    • Timo Iivarinen

    Payment and settlement systems subject to oversight

    Analysis
    Analysis Published on 31.05.2021
    • Money and payments
    • Digital euro
    • Tuomas Välimäki
    • Päivi Heikkinen

    Future of payments at hand

    Simply Short
    Simply Short Published on 19.05.2021
    • Money and payments
    • Digital euro

    COVID-19 is accelerating the payment revolution

    Analysis
    Analysis Published on 21.04.2021
    • Money and payments
    • Heli Snellman
    • Anja Harju

    The future of cash in Finland - a basic service secured by law?

    Blog
    Blog Published on 03.09.2020
    • Financial stability
    • Money and payments
    • Kasperi Korpinen

    The Bank of Finland has long traditions in payment and settlement system simulations – the 18th Simulator Seminar

    Blog
    Blog Published on 23.07.2020
    • Money and payments
    • Aleksi Grym

    Malli: Kryptovarat eivät ole rahaa

    Blog
    Blog Published on 10.05.2019
    • Money and payments
    • Kari Kemppainen

    ‘We no longer accept cheques’ and other observations from continental Europe

    Blog
    Blog Published on 25.09.2018
    • Money and payments
    • Päivi Heikkinen

    Contactless payments replace both chip and pin along with cash

    Blog
    Blog Published on 13.06.2018
    • Money and payments
    • Aleksi Grym

    Crypto-assets are not money

    Blog
    Blog Published on 11.06.2018
    • Money and payments
    • Marja Nykänen

    The role of the central bank in a digitalising world

    Blog
    Blog Published on 08.06.2018
    • Money and payments
    • Olli Rehn

    Money in the digital era

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    Suomen Pankki 

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    00101 Helsinki 

    Tel +358 9 1831

    Bank of Finland Bulletin

    Bank of Finland Bulletin’ is the Bank of Finland’s website for publication of topical articles on economic issues in English by Bank of Finland staff. The website is maintained by the Bank of Finland, which also has overall responsibility for the site.

     


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