Bank of Finland publications

The frontier artificial intelligence models are changing the nature of cyber threats. At the same time, they are also changing our understanding of where serious disruptions and systemic risks in the financial system may originate.

The risks associated with publicly subsidised housing production should be recognised and it must be possible to assess these in relation to the social objectives of such housing. In this context, there are particular financing structures whose risk tolerance in the current type of housing market downturn has not been put to the test.