Articles tagged with "indebtedness" – Bank of Finland Bulletin

Mortgage borrowers have proved resilient against the interest rate risk of their loans

Savings help households cope with rising interest rates

Strong rise in interest rates puts strain on mortgage borrowers

Confidence in the financial system is created through persistent action

New housing loans keep growing in size – increased share of longer-than-usual loans

Instruments to prevent risk of indebtedness becoming more common in Europe

The COVID-19 crisis built up indebtedness and increased external financing needs in low-income countries

Separating buy-to-let mortgages from other housing loans provides a clearer look into household debt

Financial stability assessment: Debt-to-income cap and maturity limits necessary to curb financial stability risks

New mortgage-borrowers have an increasing amount of debt relative to income

Imposing a loan-to-value limit on housing company loans would only affect a share of construction finance

Clearer view of non-banking loans now available

Debt must be measured against repayment capacity

The highly indebted cut spending as the economy slows

Capping debt-to-income ratios complementary to housing loan cap

New methods needed to rein in consumer credit

Household debt burden worryingly large – we must take a variety of measures to guard against the risks

Are Finns living beyond their means?

Debt risks amplified by housing company loans

Repricing of securities markets’ risk premia still most significant threat to global financial stability