The macroprudential toolkit needs to be replenished with borrower-based instruments that take into account loan applicants’ repayment ability and are able to curtail household indebtedness as a whole.
Articles tagged with "digitalisation"(12)
Crypto-assets are not money
Money in the digital era
Lowering the loan cap will reduce the risks associated with debt
Nordic banks go digital
Digitalisation poses new security challenges for payment systems
Reliable payment and settlement systems are basic requirements for maintaining financial stability and fostering economic activity. Financial services providers must ensure the safe holding and preservation of data in their possession and recovery from problem situations within a digital environment.