The macroprudential toolkit needs to be replenished with borrower-based instruments that take into account loan applicants’ repayment ability and are able to curtail household indebtedness as a whole.

The euro area’s monetary policy stance is conducive to economic growth and employment in Finland.

A significant proportion of the world’s investment assets lie with companies whose business activities produce large amounts of carbon dioxide. In the future, restrictions on carbon emissions could lower the value of these companies.