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Analysis

Assessment of Public Finances

Blog

Editorial

Financial Stability Assessment

Forecast

Monetary Policy Review

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43 charts

Households have continued to accumulate debt

Households have accumulated debt particularly during economic upswings

Households save most during economic recessions

Low household saving is linked to growth in stock of consumer credit

Large holding gains strengthen household sector’s financial position

Growth in the stock of household loans slows when income growth slackens and interest rates rise

Growth in household loans in immediate years ahead to stem more notably from consumer credit

Household indebtedness will stabilise in the immediate years ahead as the housing market cools

Expected change in turnover and standard deviation of turnover expectations

Majority of the lost exports can be replaced

Significant impacts on supply chains

Input prices have risen

Most disruptions in the supply chains can be repaired

War-related slowdown in investment growth is moderate

In few companies will intangible investments be below the level planned

European Commission projects that Finland's relative labour costs will start to fall

Relative unit labour costs adjusted for the terms of trade have remained almost unchanged during the pandemic

Finland's terms of trade were decliing for a long time

Labour productivity has had a large impact on cost competitiveness in recent years

Relative real unit labor costs in manufacturing have continued to decline