Päivi Heikkinen

Päivi Heikkinen

Head of Department

paivi.heikkinen(at)bof.fi

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Päivi Heikkinen is Head of the Payment Systems Department. She is also a member of the ESCB Banknote Committee.

Skills

cash supply, payment, new payment methods, payment markets, virtual currencies

Latest articles and blogs

Future of payments at hand
Published on 31 May 2021 Publication: Bank of Finland Bulletin 2/2021
- Money and payments
- Tuomas Välimäki
- Päivi Heikkinen
The central bank is responsible for the reliability of payment systems and must be able to respond swiftly to developing payment forms. At the same time, access to cash must be ensured. In the final analysis, a flexible range of services benefits everyone.
Contactless payments replace both chip and pin along with cash
Published on 25 Sep 2018 Blog
- Money and payments
- Päivi Heikkinen
Contactless payments seem to be taking off. However, cash is still used for many purposes and more information is needed to understand all aspects of cash usage.

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