Johanna Honkanen

Johanna Honkanen

Senior Data Science Economist

Johanna Honkanen works as a Senior Data Science Economist in the Financial Stability and Statistics Department.

Skills

monetary and banking statistics

Latest articles and blogs

Mortgage borrowers have proved resilient against the interest rate risk of their loans
Published on 19 Jun 2025 Analysis
- Financial stability
- Hanna Putkuri
- Johanna Honkanen
Finnish mortgage borrowers coped well with their loan servicing costs during the period of steep rises in interest rates. Borrowers should ensure they are prepared for various kinds of financial risks in the future too.
Strong rise in interest rates puts strain on mortgage borrowers
Published on 9 Jun 2023 Analysis
- Financial stability
- Ville Voutilainen
- Johanna Honkanen
Fewer new housing loans have been taken out with interest rate hedging. Hedging products are used least by the most highly indebted.
Structural changes in banking have paved the way for shadow banks
Published on 9 Jun 2015 Analysis
- Financial stability
- Kimmo Koskinen
- Johanna Honkanen
The term ‘shadow bank’ often evokes negative connotations. However, the importance of shadow banks to the financial markets is increasing.