Latest articles and blogs
-
Hidden stability risks lie behind the financing of publicly subsidised housing production
The risks associated with publicly subsidised housing production should be recognised and it must be possible to assess these in relation to the social objectives of such housing. In this context, there are particular financing structures whose risk tolerance in the current type of housing market downturn has not been put to the test.
-
Trade war weakens export outlook for Finnish companies
A trade war would pose challenges for exporting companies in particular. Nevertheless, the debt-servicing ability of companies in Finland is good, for the most part. The greatest difficulties have been faced by small businesses and by sectors such as construction.
-
Moderate growth in Finnish companies’ non-performing loans
In an economic crisis there can be a risk of a credit slump in which loan losses weaken banks’ ability to extend credit. During the COVID-19 pandemic the risks of corporate lending have grown, but substantial loan losses have been avoided.