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Bank of Finland Bulletin - Articles on the economy from the Bank of Finland

Bank of Finland Bulletin - Articles on the economy from the Bank of Finland

Päivi Heikkinen

Head of Department

Päivi Heikkinen is Head of the Payment Systems Department. She is also a member of the ESCB Banknote Committee.

cash supply, payment, new payment methods, payment markets, virtual currencies

Latest articles and blogs

Analysis Published on 31.05.2021
- Money and payments
- Digital euro
- Tuomas Välimäki
- Päivi Heikkinen
Future of payments at hand

The central bank is responsible for the reliability of payment systems and must be able to respond swiftly to developing payment forms. At the same time, access to cash must be ensured. In the final analysis, a flexible range of services benefits everyone.
Blog Published on 25.09.2018
- Money and payments
- Päivi Heikkinen
Contactless payments replace both chip and pin along with cash

Contactless payments seem to be taking off. However, cash is still used for many purposes and more information is needed to understand all aspects of cash usage.