Latest articles and blogs
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New European Deposit Insurance Scheme to be introduced soon
Under the European Deposit Guarantee System proposed by the European Commission, responsibility for guaranteeing deposits would be gradually transferred from national level to the new system.
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Regulation has a limited impact on margins
The impact of regulation on growth in loan margins has been exaggerated. The impact is strongest in high-risk loans.
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Housing loan risk weights affect banks’ capital adequacy
Mortgage lending can be reined in by setting higher risk weights for loans. There are, however, differences in calculation methods. Harmonisation would enhance a level playing field between banks.