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        <pubDate>Fri, 03 Jul 2026 14:00:00 +0300</pubDate>
        <title>Hidden stability risks lie behind the financing of publicly subsidised housing production</title>
        <link>https://www.bofbulletin.fi/article/analysis/2026/hidden-stability-risks-lie-behind-the-financing-of-publicly-subsidised-housing-production/</link>
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        <description><![CDATA[The risks associated with publicly subsidised housing production should be recognised and it must be possible to assess these in relation to the social objectives of such housing. In this context, there are particular financing structures whose risk tolerance in the current type of housing market downturn has not been put to the test.]]></description>
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        <pubDate>Fri, 03 Jul 2026 14:00:00 +0300</pubDate>
        <title>Rise in cost of living and higher interest rates have increased the pressure on many indebted households</title>
        <link>https://www.bofbulletin.fi/article/analysis/2026/rise-in-cost-of-living-and-higher-interest-rates-have-increased-the-pressure-on-many-indebted-households/</link>
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        <description><![CDATA[Many households were under increasing financial pressure when inflation surged and interest rates were raised in the first few years of the 2020s. Essential spending rose faster than household income, which placed a strain especially on indebted households. Nevertheless, households have, for the most part, coped well with their loan servicing, and resilience must continue to be maintained in the future.]]></description>
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        <pubDate>Fri, 03 Jul 2026 14:00:00 +0300</pubDate>
        <title>Macroprudential policy should be reshaped, not dismantled</title>
        <link>https://www.bofbulletin.fi/article/analysis/2026/macroprudential-policy-should-be-reshaped-not-dismantled/</link>
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        <description><![CDATA[Macroprudential policy has been used to protect against the systemic risks associated with a concentrated banking sector and high household indebtedness. There is scope for simplification in the regulation of the banking sector. There should also be greater consistency among EU countries in their use of macroprudential instruments.]]></description>
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        <pubDate>Thu, 02 Jul 2026 09:00:00 +0300</pubDate>
        <title>Analysing the impact of alternative energy price scenarios on the Finnish economy</title>
        <link>https://www.bofbulletin.fi/article/forecast/2026/analysing-the-impact-of-alternative-energy-price-scenarios-on-the-finnish-economy/</link>
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        <description><![CDATA[A larger rise in energy prices than in the baseline forecast would lead to higher inflation and lower economic growth. If the return of energy prices to lower levels were to be steeper than in the baseline, this would lead to higher growth in the economy.]]></description>
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        <pubDate>Thu, 02 Jul 2026 09:00:00 +0300</pubDate>
        <title>Household confidence and the news</title>
        <link>https://www.bofbulletin.fi/article/analysis/2026/household-confidence-and-the-news/</link>
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        <description><![CDATA[Negative news about the economy and the security environment has been very prominent in recent times. Analysis shows that the movements in consumer confidence have been slightly more clearly linked with news stories on the Finnish economy than with news on geopolitics.]]></description>
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        <pubDate>Thu, 18 Jun 2026 13:30:00 +0300</pubDate>
        <title>High geopolitical volatility – Financial stability safety nets must not be dismantled</title>
        <link>https://www.bofbulletin.fi/article/financial-stability-assessment/2026/high-geopolitical-volatility-financial-stability-safety-nets-must-not-be-dismantled/</link>
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        <description><![CDATA[The Finnish economy and housing market are being weighed down by the impacts of the Iran war and interest rates.  The financial system has nevertheless remained stable. Growth in the economy must be strengthened without compromising the resilience of banks, borrowers and cybersecurity.]]></description>
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        <pubDate>Fri, 12 Jun 2026 07:59:52 +0300</pubDate>
        <title>Simply short: Finland’s economy at a turning point</title>
        <link>https://www.bofbulletin.fi/article/summary/2026/simply-short-finland-s-economy-at-a-turning-point/</link>
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        <description><![CDATA[The Finnish economy is starting to grow. Growth picked up in the early part of the year, and many sectors are performing better than before. However, the Middle East conflict is driving up inflation, adding to uncertainty and slowing growth.]]></description>
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        <pubDate>Fri, 12 Jun 2026 07:59:51 +0300</pubDate>
        <title>Finnish economy on verge of stronger growth</title>
        <link>https://www.bofbulletin.fi/article/forecast/2026/forecast-finnish-economy-on-verge-of-stronger-growth/</link>
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        <description><![CDATA[Finland’s economy is picking up, but growth will be overshadowed by the Middle East conflict. This year, growth will edge up to 0.7%, and in 2027 and 2028 it will rise to 1.2% and 1.4%, respectively. The unemployment rate will decline slowly, and the public finances will continue to be in deficit.]]></description>
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        <pubDate>Fri, 12 Jun 2026 07:59:50 +0300</pubDate>
        <title>Forecast tables 2025–2028 (June 2026)</title>
        <link>https://www.bofbulletin.fi/article/forecast/2026/forecast-tables-2025-2028-june-2026/</link>
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        <description><![CDATA[Despite the external challenges, the economy is forecast to grow at a gradually increasing rate. This year, growth will edge up to 0.7%, and in 2027 and 2028 it will rise to 1.2% and 1.4%, respectively. The inflation rate will increase this year to 2.4%, due to higher energy prices, but it will then moderate to around 1.7% in 2027 and 2028.]]></description>
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        <pubDate>Fri, 05 Jun 2026 07:00:00 +0300</pubDate>
        <title>Significant differences across industries and regions in the costs of processing cash</title>
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        <description><![CDATA[Acceptance of cash as a means of payment is still important in the Finnish retail trade. The acceptance of cash in shops and various services ensures, in particular, the transactions of customers who do not have access to electronic means of payment or do not want to use them. It also ensures that consumers can pay for their purchases also when electronic payment systems are not available.]]></description>
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